Preheat your oven to 350°F. Grease two 8x4-inch loaf pans and line them with parchment paper. Set these aside.

In a large mixing bowl, combine the flour, baking powder, baking soda, salt, and pumpkin pie spice. Whisk until blended, and set aside.

In another bowl, whisk the canned pumpkin, brown sugar, granulated sugar, applesauce (or oil), eggs, and vanilla extract until well combined.

Carefully pour the wet ingredients into the dry mixture and stir just until everything is damp and combined.

Gently fold in the semi-sweet chocolate chips, keeping a small amount of mini chocolate chips reserved for the top.

Divide the batter evenly between the prepared loaf pans. Bake for 50 to 55 minutes, or until a toothpick inserted in the center comes out clean.

Allow the bread to cool in the pans for about 10 minutes before transferring to a wire rack to cool completely.