In a large bowl, soften the cream cheese in the microwave for 30 seconds, or until it is easily stirrable. Next, incorporate the mayonnaise and sour cream, whisking until the mixture is smooth and creamy without being too liquid.
Set aside 1/3 cup of shredded gouda, 1/4 cup of bacon, and 2 tablespoons of scallions for topping later. Combine the remaining gouda, bacon, scallions, and black pepper with the cream cheese mixture, stirring well to blend.
Pour the mixture into an oven-safe dish, top with the reserved gouda and bacon, and bake for 30 minutes or until the dip is golden brown and bubbling.
Once baked, garnish with the remaining scallions. Serve hot and enjoy!