Banana Split Fluff Salad

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When you’ve promised a fun dessert but don’t have the time or energy for baking, this Banana Split Fluff Salad is a simple way to keep everyone happy. It gives you all the banana split flavors in one bowl, without scooping ice cream, managing toppings, or dealing with last-minute chaos in the kitchen. Everything mixes together quickly and chills while you handle the rest of dinner.

I first made this for a weeknight when my kids asked for banana splits and I had zero interest in melting ice cream and sticky counters. This version uses instant banana pudding, crushed pineapple, and Cool Whip to create a creamy base that holds all the classic toppings in every bite. It’s easy to scale for a crowd and travels well, so it works for potlucks, work parties, or last-minute get-togethers.

What I like most is that it’s flexible and forgiving. You can prep most of it ahead, stir in the fresh banana at the end, and take it straight to the table. No oven, no mixer, no complicated steps. If you keep a box of banana pudding, a can of pineapple, and a tub of Cool Whip in the kitchen, you’re never more than 15 minutes away from a dessert that looks like you planned it. If you need a quick, crowd-pleasing option that feels fun without much effort, this Banana Split Fluff Salad covers it.

A Favorite to Share: Making Banana Split Fluff Salad

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Fresh Finds for Your Recipe

  • 1 (3.4 ounce) box instant banana pudding mix
  • 1 (20 ounce) can crushed pineapple, undrained
  • 1 (8 ounce) container Cool Whip, thawed
  • 1 cup mini marshmallows
  • 1/2 cup finely chopped walnuts, plus 2 tablespoons for garnish
  • 1/4 cup mini chocolate chips, plus 1 tablespoon for garnish
  • 2 ripe bananas, sliced
  • 2 (10 ounce) jars maraschino cherries, halved and patted very dry

Mindful Cooking, Step by Step

  1. In a large mixing bowl, combine the dry instant banana pudding mix and the entire can of crushed pineapple with its juice. Stir well for 1–2 minutes, until the pudding powder is fully dissolved and the mixture thickens. It should look like a thick, creamy pineapple sauce.
  2. Add the thawed Cool Whip to the bowl. Using a spatula, gently fold it into the pudding mixture until no streaks remain. Use a light hand so you keep the mixture fluffy instead of deflating it.
  3. Gently stir in the mini marshmallows, 1/2 cup chopped walnuts, and 1/4 cup mini chocolate chips. Add the sliced bananas and well-dried, halved maraschino cherries last, folding carefully so the bananas don’t mash and the cherries don’t streak the whole bowl pink.
  4. Cover the bowl and refrigerate for about 1 hour, or until well chilled. Just before serving, give the salad a gentle stir, then sprinkle the reserved 2 tablespoons walnuts and 1 tablespoon mini chocolate chips over the top. Serve immediately for the best texture.

Preventing Soggy Bananas

Bananas are the first ingredient to lose their texture in this salad, so a few small steps make a big difference. Use bananas that are ripe and spotty but still firm; very soft bananas will break down quickly. Slice them just before folding into the mixture so they have less time to oxidize. If you need extra insurance, you can toss the slices very lightly in lemon juice or pineapple juice before adding them, but don’t overdo it or they’ll taste tangy. Always chill the salad after adding the bananas, since cooler temperatures slow down browning and keep the texture firmer for longer.

Easy Make-Ahead Tips

This dessert is friendly for busy schedules if you break it into simple stages. Up to a day ahead, you can mix the pudding with pineapple and fold in the Cool Whip, marshmallows, nuts, and chocolate chips. Keep this base covered in the fridge. Wait to prep the bananas and cherries until a few hours before serving. Pat the cherries very dry so they don’t bleed color or add extra liquid. Add the sliced bananas and cherries no more than 2–3 hours before serving for the best look and texture. Garnish with the extra nuts and chocolate chips at the last minute so they stay crisp.

Recipe FAQ: Common Questions

Can I use fresh pineapple instead of canned crushed pineapple?

You can use fresh pineapple, but there are a few important adjustments. Canned pineapple includes juice that helps the instant pudding hydrate and thicken. With fresh pineapple, you’ll need to finely chop it and add about 1/2 to 3/4 cup pineapple juice to replace the canned liquid. Also, fresh pineapple can sometimes prevent gelatin-based products from setting, but instant pudding usually handles it fine. Make sure the pineapple is very finely crushed so the texture stays smooth.

What can I do if the salad turns out too runny or loose?

If your Banana Split Fluff Salad is looser than you’d like, start by checking how much liquid went in. Using drained pineapple or extra cherry juice can throw off the balance. To fix it, chill the salad for another 30–60 minutes, as it often thickens as it rests. If it’s still too runny, gently fold in a small handful of extra mini marshmallows or a few spoonfuls of dry instant banana pudding mix. Add these in stages so you don’t over-thicken.

How long can leftovers be stored, and are they still safe to eat?

Leftover Banana Split Fluff Salad can typically be kept in an airtight container in the refrigerator for up to 2 days. The flavor holds well, but the bananas will soften and may brown slightly over time. If you know you’ll have leftovers, you can portion some of the salad out without bananas and add fresh slices just before serving again. Do not leave the salad at room temperature for more than 2 hours, especially in warm weather, to keep it food-safe and avoid spoilage.

Banana Split Fluff Salad

A nostalgic, no-bake dessert salad that tastes like a banana split — creamy banana pudding and Cool Whip folded with pineapple, marshmallows, nuts, chocolate chips and cherries. Quick to assemble and perfect for potlucks or summer gatherings.
Prep Time 15 minutes
Cook Time 0 minutes
Total Time 15 minutes
Servings 8 servings

Equipment

  • Large mixing bowl
  • spatula

Ingredients
  

  • 1 3.4 ounce box instant banana pudding mix
  • 1 20 ounce can crushed pineapple do not drain
  • 1 8 ounce container Cool Whip thawed
  • 1 cup mini marshmallows
  • 1/2 cup finely chopped walnuts plus 2 tablespoons reserved for garnish
  • 1/4 cup mini chocolate chips plus 1 tablespoon reserved for garnish
  • 2 ripe bananas sliced
  • 2 10 ounce jars maraschino cherries halved and patted dry

Instructions
 

  • In a large bowl, whisk together the dry banana pudding mix and the undrained crushed pineapple until the pudding dissolves and the mixture thickens slightly.
  • Gently fold the thawed Cool Whip into the pineapple-pudding mixture with a spatula until evenly combined and smooth.
  • Carefully stir in the mini marshmallows, 1/2 cup of the chopped walnuts, 1/4 cup of mini chocolate chips, the sliced bananas, and the halved cherries, taking care not to mash the bananas.
  • Cover the bowl and refrigerate for at least 1 hour to chill and let the flavors meld.
  • Just before serving, sprinkle the reserved 2 tablespoons of walnuts and 1 tablespoon of mini chocolate chips over the top and serve immediately.

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